Frequent Questions:

How Much Can I Borrow?
You can apply at 90 Day Loan for up to $1500 online. In some cases you may be funded this amount. This depends upon the criteria you enter when completing an online application which will be analyzed by financial institutions who make decisions regarding your loan request.

What Are The Requirements?

•Currently have a job (or receive regular income)
•Make at least $800 per month
•Are 18 years of age or older and a U.S. citizen
•Have a checking account
•Other requirements may apply

How Long Will It Take?
The application process at 90 Day Loan takes literally minutes to complete. The information is processed in realtime so you will receive an answer to your loan request automatically. You may also receive an email directly from the lender whom is funding your loan request.

When Can I Access Funds?
Once you have applied online, your information will be submitted to a lender that will attempt to contact you to verify your information and explain the terms to you. Once you have spoken with your lender, your cash can be in your bank account as early as the next business day!

When Do I Agree To The Loan?
After you complete the application, your information is verified and presented to the lending source. If they approve your application, in almost all cases you will be immediately presented with a loan agreement which you can sign electronically. That’s it your done!

Is My Bank Account Information Required?
Your bank account and routing number are used to wire the money directly into your bank account once you are approved for the loan request. This information is required in order for lenders to fund your loan request.

Can I Apply With Bad Credit?
Credit typically does not affect the outcome of your application. Be sure to provide accurate information when applying at 90 Day Loan. Any credit type can qualify, even bankruptcy, charge-offs and bounced checks.

Do You Charge For Applications?
Submitting your online application is absolutely free. We do not charge you to make a service request for a loan at 90 Day Loan.

What Does It Cost?
The cost of your loan will depend on may different factors which will be disclosed to you upon approval. Your are under absolutely no obligation to accept the terms and conditions of any loan approval document. These documents will be presented to you upon completing your online loan application if you are approved for a loan.

What Can I Spend The Money On?
This is absolutely your decision. 90 Day Loan does not ask you what you intend to spend the money on. This is private information which will never be asked.

When Do I Repay The Loan?
On the loan agreement, the lender provides information in regards to truth and lending and full disclosures regarding your loan contract. This will also provide loan terms to you. Please make sure to review the loan agreement entirely before you agree to the terms of the contract. Your are under no obligation to agree to the loan terms. Finally be sure to document the contact information provided to you by the service (loan) provider.